Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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First Time Home Buyer on a Single Income in Arizona

Published on: 11/05/2026

Buying your first home in Arizona on one paycheck? How lenders size a single income, the DTI limits Fannie Mae allows, 3% and 3.5% down options, roommate income and the real payment math. Pillar Mortgage Group.

Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Company NMLS #2700076 | Arizona Mortgage Broker License MB-2009671 | View NMLS Consumer Access